What is a Packaged Bank Account:

 A packaged bank account is a bank account with insurance sold on it for a monthly fee. The insurance sold on the account usually covers mobile, travel & breakdown amongst others. If you don’t need or use the benefits on the account, or could have found the insurance cheaper elsewhere, it may have been mis-sold and you could be entitled to a full refund plus interest.

Common reasons for being mis-sold

- The product wasn’t explained.

- You weren’t aware of the costs.

- You were told you had to have the insurance in order to take out another product, such as an           overdraft, loan etc.

- The salesperson forcefully recommended the insurance.

- You tried to cancel but were strongly encouraged to keep it.

- You were already paying for one or more of the insurances being provided.

- You weren’t informed to register your products (Car and mobile for breakdown and mobile insurance)

- You were unable to use the insurance due to age/medical conditions?

- You weren’t made aware of an alternative and free account.

(The policies often have upper age limits which along with medical conditions may invalidate the insurance. I.e. travel insurance)

Making a claim

If you think you may have a claim or simply wish to check, click on Make a Claim below to complete our simple application form and we will be in touch or call us on 0161 777 1115 or email us at claims@checkaclaim.co.uk.

- Make a Claim

Check a Claim will manage all aspects of your claim leaving you to sit back while we do all the work.

One of our friendly claims handlers will happily help clarify any questions you may have to determine whether you have a claim.